Money should reach the person, not the platform.
Nigeria has no shortage of money looking for talented people, and no shortage of talented people looking for money. What's missing is the layer between them that's fast, transparent, and doesn't take a meaningful cut.
Cashogi is that layer. Every cycle we run is funded by the application fees from the cycle before it. No middlemen, no skim.
How we operate
The rules we hold ourselves to, the same for every applicant.
Every fee becomes a grant.
Not 'mostly'. Not 'most quarters'. The pool that pays each cycle's recipients is funded by the prior cycle's application fees. We publish the ledger.
Every application is scored.
Four published criteria: clarity of need, demonstrated need, potential impact, and ambition. Names are redacted during scoring. The strongest applications get a closer read from the team.
Criteria are public.
Clarity of need. Demonstrated need. Potential impact. Ambition. Those four, weighted, published, and the same for every application in a cycle.
Receipts on everything.
Disbursements via Paystack only. Recipients send a one-line receipt. We publish quarterly numbers, disbursed, declined, in-flight.
Where every ₦1,000 goes
The fee on each application becomes the next grant. Here's the split.
Applicant pays the fee
Via Paystack. Goes into the cycle pool. Refunded if Paystack reverses.
Paystack transaction fee
Paid to our payment partner per transaction. The one cost we can't avoid.
Operations · hosting + comms
Site hosting, WhatsApp messaging, and bank reconciliation. Lean by design.
To the grant pool
Pooled with the rest of the cycle's fees. Paid out as next cycle's recipient grants.